Jointly issued by Starbucks and JPMorgan Bank, the Starbucks Rewards Visa is a credit card with several perks for its cardholders. Customers who make many purchases at Starbucks and would like rewards and travel and purchase protection benefits may find this credit card ideal. With its sign-up bonus, unlimited point accrual, and absence of fees for transactions made in foreign currency, this card is an excellent choice for someone who frequently travels. Benefits like travel accident insurance, trip cancellation insurance, purchase protection, and an extended warranty are also included with the card.

Starbucks Rewards Visa's Advantages

We'll delve deep into the Starbucks Rewards Visa and all it offers.

Sign-Up Bonus

You can get up to 36 free meals and drinks at Starbucks with the sign-up incentive of 4,500 stars that comes with the Starbucks Rewards Card. Cardholders must make a minimum of $500 in purchases during the first three months after starting their account to qualify for this benefit. If you're a new Starbucks Rewards member, this sign-up incentive is a fantastic way to quickly accumulate stars and redeem them for the beverages and snacks you love.

Earn Stars On Every Purchase

The Starbucks Rewards Visa card is advantageous since it allows you to accumulate stars for any transaction, not only those made at Starbucks. Spending at Starbucks will earn you three stars for every dollar, whereas spending anywhere else will only earn you one star for every four dollars. Hence, you can accumulate points when shopping for necessities like food, fuel, and restaurant meals.

Absence Of Foreign Transaction Fees

The Starbucks Rewards Card has no additional fees for purchases made in a foreign country, an excellent perk for regular international travelers. Your card will not incur additional costs for purchases outside the United States. This perk will help you save a lot of cash when making purchases abroad, making your trip more satisfying.

Protection For Purchases And Travel

When you make purchases or take trips, you can rest easy knowing that several types of insurance protect your Starbucks Rewards Visa card. A few examples of these advantages are:

• If you or a member of your immediate family are hurt or die while traveling, the travel insurance policy will pay up to $500,000.
• With travel cancellation insurance, you can get up to $1,500 back if your vacation is canceled or interrupted due to illness, injury, or bad weather.
• Starbucks Rewards Visa cardholders are entitled to purchase protection of up to $500 per claim if a recently purchased item is lost, stolen, or damaged within 120 days of purchase.
• If the manufacturer's warranty on a qualifying item you purchased with your card is less than three years, you will receive an additional year of coverage from the manufacturer.
• These perks can make your travels and purchases safer and cheaper, saving you a lot of money.

Visa Signature Benefits:

In addition to the standard features of a Visa credit card, the Starbucks Rewards Visa offers the following perks as a Visa Signature card:

• Visa's concierge service is available at no additional cost to assist with trip planning, dinner reservations, and more.
• You may be offered front-of-the-line passes to exclusive events and experiences, including concerts, sporting events, and dinners.
• Discounts at Select Retailers and Restaurants: Save money on your next shopping or dining experience by redeeming your vouchers at these establishments.

Fees Of Starbucks Rewards Visa:

Annual Fee

The annual charge for the Starbucks Rewards Visa is $49. Yet, the first year's annual price is covered by the company.

Apr

The annual percentage rate (APR) for the Starbucks Rewards Visa is between 15.99% and 24.74%.

The Charge For Balance Transfer

A 3% balance transfer fee will be assessed if you transfer a balance from another credit card to your Starbucks Rewards Card.

Fee For Cash Advance

A cash advance with your Starbucks Rewards Visa will cost $10 plus 5% of the cash advance amount, whichever is greater.

Conclusion:

The Starbucks Rewards Visa card is a terrific choice for loyal customers wishing to accrue transaction rewards. In addition to a hefty sign-up bonus, you can earn points on all purchases made with this card, and there are a number of travel and purchase protection perks available. Furthermore, no penalties are assessed for using the card in a foreign country, making it an attractive choice for regular travelers. Unfortunately, the APR on the Starbucks Rewards Visa can be significant, and the annual charge is $49 after the first year. The interest you pay on a credit card balance can mount up rapidly. Nevertheless, if you're a consistent Starbucks customer and can afford to pay off your balance in full each month, the Starbucks Rewards Visa may be suitable for you.